CDCP coverage,
explained plainly
Prince Rupert Dental Clinic accepts the Canadian Dental Care Plan. Learn how to apply, what to prepare before your visit, and how to discuss your treatment costs with our team.
What is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a federal program intended to help make dental care more affordable for eligible Canadian residents who do not have access to dental insurance.
The program is administered by Sun Life on behalf of the Government of Canada. Eligibility and the rules for covered services are determined by the program, not by individual dental clinics.
You can find current eligibility information, application instructions, and program updates on the official Government of Canada CDCP website .
Who may qualify?
Eligibility is determined by the Government of Canada. These are some of the main criteria to review before applying.
Dental insurance access
Applicants generally must not have access to dental insurance, including certain coverage through employment, pension arrangements, or private plans.
Household income
The program generally requires an adjusted family net income below $90,000. Income also affects the portion of eligible fees paid by the plan.
Canadian residency and taxes
Applicants must be Canadian residents for tax purposes and meet the program's tax-filing requirements.
These are general guidelines, not an eligibility determination. Check the current requirements directly with the Government of Canada. View official CDCP information →
Understanding your CDCP benefits
CDCP benefits depend on your individual eligibility, the program's rules, and the dental treatment being considered.
Not every dental service is necessarily covered, and some treatments require approval before coverage can be confirmed.
Before proceeding with recommended treatment, our team can discuss your available information and any costs you may need to pay.
Official CDCP Information →Good to know before booking
Being approved for CDCP does not automatically mean every treatment will be paid for in full.
Your share of the cost may depend on the program's co-payment rules, the CDCP fee schedule, and the treatment you receive.
Ask our team about costs before agreeing to treatment.
Will my dental care be fully covered?
Not necessarily. The CDCP uses income-based co-payment levels for eligible fees.
| Adjusted Family Net Income | CDCP Share of Eligible Fees | Your Co-Payment Share |
|---|---|---|
| Under $70,000 | 100% | 0% |
| $70,000–$79,999 | 60% | 40% |
| $80,000–$89,999 | 40% | 60% |
These percentages apply to CDCP-established eligible fees, not necessarily the clinic's entire bill. Additional charges may apply if clinic fees exceed CDCP fees, a service is not covered, or approval requirements have not been met. The figures should be checked against current government guidance before publication.
How to apply for CDCP
Applications are handled directly through the Government of Canada, not through our dental clinic.
Check your eligibility
Review the current program requirements on the Government of Canada's official website.
Submit your application
Follow the government's instructions and provide the information requested during the application process.
Review your confirmation
Once your application is processed, review the information you receive about your membership and coverage start date.
Contact our clinic
When your coverage is active, let us know you are a CDCP member when arranging your dental appointment.
Already approved?
If you have CDCP coverage, our team can help you prepare for your visit.
Have your member details ready
Keep your CDCP membership information available when contacting the office.
Tell us when booking
Let our team know that you intend to use your CDCP benefits.
Discuss your costs
Ask about any co-payments, additional charges, or approval requirements before treatment begins.
Frequently asked questions
Helpful answers for patients using the Canadian Dental Care Plan.
Yes. We welcome patients enrolled in the Canadian Dental Care Plan. Contact us to arrange an appointment.
Yes. If you intend to use CDCP benefits, you should complete the application process and confirm that your coverage is active before receiving treatment under the plan.
No. Coverage depends on program rules, the treatment involved, and any applicable authorization requirements. Additional patient charges may apply.
You may have out-of-pocket costs even when enrolled in CDCP. Discuss the proposed treatment and costs with our team before proceeding.
CDCP members must follow the program's renewal requirements to maintain coverage. Check Canada.ca for current renewal instructions and deadlines.
Have questions about visiting us with CDCP?
Our team can help you prepare for your appointment and discuss what information to bring.